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Insurance Center Associates Blog

All You Ever Wanted to Know About Insurance

Special Holiday Greetings and a story, and music...

Last night while we were driving home from a “COVID age - Socially distanced” present drop-off vs gathering, I somberly told the car “Drive home”, then “Play Holiday Music”. A few seconds later a beautiful voice...

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How to Protect Your Home During the Holidays

It’s the most wonderful time of the year! The time for family gatherings, delicious meals, gift exchanges, and holiday parties. But before you go making your travel plans and buying expensive presents, you may want to...

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What Does Underinsured Mean? Uninsured Coverage 101 | Insurance Center Associates

If you have any form of insurance, you may have a false sense of security. You’ve paid the premium, so you’re safe, right? Unfortunately, many Americans have underinsured coverage. What Does Underinsured Mean? - Someone...

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When Is the Best Time to Get Wildfire Coverage?

If you live near the mountains, forest, or fields and don’t already have wildfire coverage, there’s no better time than today to get the coverage you need. More than 3.5 million acres have burned across the country in...

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Open Enrollment Health Insurance

Open enrollment for health insurance is coming up quickly. Are you ready? But wait-what exactly is open enrollment, anyway? You’ve got a lot going on in life right now. Is it really something you need to worry about?...

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Does Uninsured Motorist Insurance Cover Rental Cars? Your Guide to Insurance and Rental Cars

You might need a rental car after flying in to visit a new city, or because your vehicle is in the shop. You might even be getting a luxury rental car for a special occasion, or to avoid putting miles on your own car....

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What Is a Release of Liability Form?

Maybe you’ve heard the term “release of liability,” but aren’t sure what it is or if it applies to your situation. So what is a release of liability and is it something you need to be concerned about? Notice of Transfer...

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Classic and Vintage Boat Insurance

Today’s boats are faster, sleeker, and more powerful than ever before. While a brand new boat may come with a million bells and whistles, there’s still nothing that can replace the look and feel of a classic boat. Now ...

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How to Get Business Insurance

Becoming a business owner in California is an exciting endeavour. You’re your own boss, and possibilities are endless. Between the thrilling moments and big milestones, there are the everyday tasks that can feel...

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Do You Have to Have Insurance on a Boat?

You’re gearing up for fun in the sun on your new boat. And while getting car insurance or motorcycle insurance is a given, you may be wondering-do you have to have insurance on a boat? Whether or not you need boat...

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Do I Need Renter's Insurance?

Insurance is an important part of protecting yourself and your belongings in case of an accident or disaster. And while most people know that homeowner’s insurance is a given when you buy a house, renting can be a...

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Do I Need Coverage For Uninsured Motorist Property Damage?

Did you know that about 13% of motorists in America are driving without insurance? Though 49 states require car insurance by law, that doesn’t mean everyone’s following the rules, and some states like Florida have even...

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What to Do After a House Fire

A house fire isn’t just devastating to your home; it can cause lasting emotional pain. After losing most of your belongings, it can be difficult to imagine your life ever going back to normal. If you’re overwhelmed at...

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How to Insure an Antique Car

For many people, a car is so much more than just that. It’s a member of the family. It’s a piece of history. It’s a work of art. And never is that more the case than when you’re the owner of an antique car. The majority...

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What to Look For When Shopping For Motorcycle Insurance Quotes in California

There’s no better place to ride a motorcycle than in California. You can feel the wind against your face as you cruise the highway in any season. You can save time by lane splitting and skipping through traffic jams....

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Do You Have Coronavirus Concerns Over Health Insurance?

Coronavirus has turned the world upside down, and many people in Torrance and San Pedro are filled with uncertainty relating to their health and livelihood. It’s more important than ever to be prepared for coronavirus...

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What Is Mechanical Breakdown Insurance Coverage?

If you’re like most people in Torrance and San Pedro, you rely on your car to get you to work, school, or anywhere else you need to go on any given day. But your car isn’t just your means of getting to where you have to...

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We are Here - OPEN - Ready to Serve you during COVID19

Please note: While we are not open to customers in office - We are OPEN and READY to serve you via Phone, Mail, E-Mail, Fax, Docusign, as well as Secure On-line Chat and Self-Service E-Request forms you can find on our...

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Do You Need Business Liability Insurance in California?

As a small business owner in Torrance or San Pedro, you probably already know how important it is to protect your business with the right insurance. But if you don’t already have small business liability insurance in...

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Your Guide to Finding a San Pedro Car Insurance Company

Having car insurance gives greater peace of mind when you’re on the road-and it’s also required by law. But shopping for the best Torrance and San Pedro auto insurance company can be a pain. Here are a few tips to help...

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What Is Business Umbrella Insurance?

With all the energy you’ve put into building your business, the last thing you want to do is be vulnerable in the case of a devastating lawsuit. When you’re striving to do everything you can to protect your company, don’...

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How Exactly Does Workers’ Comp Work?

You probably already know you need workers comp insurance for your small business. The laws surrounding workers’ compensation vary by state, but no matter where you run your business, you’re required to have this type...

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How to Find the Best Auto Insurance Agency

Finding the best auto insurance company for your vehicle can be a pain. There are literally hundreds of carriers available, so how are you supposed to find the best one? While the best coverage will depend on your...

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What Is Renters Insurance and What Does it Cover?

If you don’t own your apartment, condo, or home, renters insurance is a must. What happens if a thief breaks into your home and steals most of your possessions? Or if a fire suddenly breaks out? Replacing your...

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