Insurance Center Associates Blog

All You Ever Wanted to Know About Insurance

When to Drop Collision on Your Auto Insurance

Collision Auto Insurance: Do You Need It? When it comes to auto insurance, it is generally a good idea to have as much of it as you can afford so that you and your family will be protected should an accident or incident...

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Advantages of a Local Insurance Agency Over Online Insurance

In today's hyper-connected world, it seems like you can access virtually anything online - including insurance policies. In fact, more people are going online to buy insurance than ever before. Even though it may seem...

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Things to Consider Before Family Arrives for the Holidays

Being surrounded by family during the holidays brings a feeling of togetherness and celebration that not much else can match. Get yourself and your home ready to greet your guests in the spirit of welcomeness and love...

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These 10 Things Determine the Cost of Your Health Insurance

Did you know that your age may affect the price of your health insurance? Also, where you live can have a big impact. Here are ten factors that are used to determine the cost of your health insurance. 1. Age, Gender,...

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7 Fun Things To Do In San Pedro During The Holidays

It's that time of year again when ghosts and goblins come knocking and the smell of turkey and pumpkin pie fill the air; when Santa Claus visits and gift are exchanged, and when New Year's resolutions are made and...

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What Halloween Horrors Are Protected By Insurance

Halloween is coming, and for many that means a fun and exciting night of costumes, parties, and treats. But with the treats also comes the tricks, which can sometimes spell trouble. The inherent nature of Halloween...

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5 Reasons Why You Need Boat Insurance

Do you own a boat or are planning to purchase one but you don't know if boat insurance is required, why you need it, and what it covers? Are you stuck not knowing where to start or where to go for answers? Here is a...

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What's The Right Amount of Exercise You Really Need?

If someone asked you what holds you back the most when it comes to getting enough exercise, what would you say? If you're like most Americans, you would probably list not having enough time as one of your top reasons....

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Do You Really Need Renters Insurance?

Most people don't give much thought to purchasing insurance to protect their property until they buy a home. The best way to protect yourself and your possessions from the unexpected is to purchase insurance. There's...

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Smart Travel 101: 5 Ways To Stay Safe On Vacation

Are you one of the 35% of Americans planning to pack a suitcase, book a flight, and catch some R-and-R during a well-earned vacation this year? As one of the most popular stress-free and carefree pastimes, a vacation...

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10 FAQs About Life Insurance and Why You Need It

Why is it that even though 85% of people say having life insurance is important, only 62% of people actually have it? The most probable reasons for the discrepancy are confusion and unanswered questions. How much does...

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8 Tips to Make Your Home Safer

There is no doubt that your home is your largest asset. And in Southern California where home prices are some of the highest in the nation, you want to be sure you are doing everything possible to protect that asset....

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How Would Insurance Be Changed By Driverless Cars?

The future is here: technology companies like Google and Apple, as well as established automobile distributors like Ford, Volvo, and Audi have already developed self-driving cars and are announcing plans to test even...

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4 Unique Things To Do In Southern California

Sandy beaches, warm weather, and family-fun activities invite visitors from across the country to enjoy everything Southern California has to offer. And while places like Disneyland and Legoland are often considered...

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5 Unique Ways to Organize and Clean Your Garage

If you're like many Americans, chances are your garage is more of a cluttered mess than it is a functional, usable space. In fact, a recent report found that 82% of homes in the US have two-car garages or larger, but...

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Top 10 Ways to Make Your Home More Eco-Friendly

We all want to do our part to conserve Earth's natural resources and cut back on waste, but what does that entail? Just going out and purchasing solar panels may be too expensive as a first step, and choosing to live...

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How to Prep for San Pedro's Most Likely Natural Disasters

Earthquakes, landslides, heat waves, and droughts are some of the most likely natural disasters that can occur in the San Pedro California area. Learn more about these risks and how to prepare your home and family. ...

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How To Properly Maintain Your Windshield Wipers

By properly taking care of your windshield wipers, you can improve your overall visibility, maintain a lasting windshield, and cut back on the frequency in which you have to buy new wipers. Thanks to advancements in...

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The Law Requires These 4 Business Insurance Policies

As a business owner, you need to know which business insurance policies the law requires you to hold. These policies, which are tax-deductible, are: Professional Liability Insurance Unemployment Insurance Workers...

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Get Your Tires Ready for Spring with These Maintenance Tips

Are you taking a road trip for Spring Break? Is your car safe to drive in the wet, slippery conditions that come with springtime? Get your tires ready for vacation or just everyday commuting with these instructions on...

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Everything You Need To Know About The California Drought

In winter 2015, California experienced the biggest drought in state history. The infamous Sierra Nevada mountain range had a meager 5% of the normal snowpack - five times less than the previous record low of 25%; the...

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How to Save Money By Changing Your Own Oil

Why should you pay a mechanic to change your engine oil when it's cheap and easy to do it yourself? Follow these 7 easy-to-follow steps to learn how it's done. Step 1: Do Some Research - You'll need to find out ...

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Easy Ways to Lower Your California Electricity Bill

We've all heard ways to save on electricity: always unplug your small appliances when they're not in use, open windows whenever possible rather than run the AC, switch to more efficient fluorescent light bulbs, etc....

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4 Ways To Raise Your Home’s Value

Whether you have recently purchased a home or are planning to sell your current home in the future, there are various things you can do to increase the value of your home. Thankfully, increasing your home's worth doesn'...

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8 Steps For Writing A Will

Writing a will can be a daunting task for many people. Determining what is to happen with your valuable belongings and thinking about the welfare of your loved ones after you're gone can be stressful. Perhaps this is...

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5 Ways To Make Your Car Last Longer

The average age for a vehicle on American roads is approximately 11.5 years old - the oldest average in U.S. history. While this number is up from years past, there are still a handful of things you can do to increase...

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Tips For Spring Cleaning You Might Not Have Thought of

Spring is approaching quickly, and with it comes the necessary cleaning and purging of your home and belongings. Whether you love or hate it, a good deep cleaning can be therapeutic and even improve your quality of...

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Is an Electric Car Less Expensive in the Long Run?

It's quite the conundrum: electric cars typically cost more than a traditional gasoline-fueled car, but they promise fuel savings over the long run. So how do you know you're actually saving money with an electric...

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Best Used Cars to Buy in 2016

Shopping for a new-to-you car can be overwhelming. Between form and function, safety standards, out-the-door pricing, and shopping for insurance, it's no small task bringing home your next vehicle. To help you with...

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All You Need to Know About Insurance Fraud

In January, 2016, four individuals working in Ohio were charged with and plead guilty to committing insurance fraud against Ohio's Workers' Compensation system. In February, 2016, a Florida woman was arrested for the ...

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Insuring Man’s Best Friend: A Guide to Pet Insurance

Your pet is there for you through the good times and bad, so shouldn't you be there for them, too? As much as you hope you'll never be faced with a sick or injured pet, when it does happens it can be devastating if you...

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Questions to Ask Yourself before Buying Car Rental Insurance

Every time you rent a car, you have the option of purchasing rental car insurance. Whether it's worth it to purchase the additional coverage depends on many factors. Ask yourself the following questions the next time...

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