Insurance Center Associates Blog

All You Ever Wanted to Know About Insurance

How to Protect Your Home while You’re Away

The holiday season has arrived, and with the joy of the season comes a lot of holiday travel. If you are traveling this holiday season, it is important to keep your home safe while you are away. Here are a few great...

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Thanks for Giving you raised $5,120!

Wow! Thank you for showing your Thanks by Giving, during our ICA Gives - Thanksgiving campaign! As promised, we doubled your contributions and with your help donated $5,120 to Toberman Neighborhood Center!. Your support...

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Group Health Insurance: Does Your Business Need It?

Group Health Insurance is a great way to provide benefits and care for not only yourself as a business owner but also for your employees. Here at Insurance Center Associates, we know insurance can be a confusing...

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Christmas Tree Safety Tips

Your Christmas tree is probably one of your most important and exciting holiday decorations. The glittering lights, smell of pine, and fun ornaments all help you bring the holiday spirit into your home. Unfortunately...

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How to Safely Deck the Roof with Christmas Lights

It's that time of year again. Time to put up the Christmas tree, work your ovens to their breaking point, buy gifts for the family and get those thousands of Christmas lights up on the house. Insurance Center Associates...

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How Does Adding A Driver Affect My Insurance?

Teaching your teenagers how to drive can feel like you're embarking on a dangerous journey to Mordor with only your insurance to protect you. When your teenagers are driving on their own, you want your insurance to...

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8 Tips to Have a Safe and Memorable Thanksgiving

On Thanksgiving there are more safety hazards to worry about than just cooking the turkey (although that is important, too). Here are a few tips to stay safe this year. 1. Stay in the Kitchen If you're cooking food,...

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Show YOUR Thanks by Giving & we will DOUBLE your gift!

Show your Thanks by Giving to a great Charity, and helping Local "at risk" youth and your community! We will DOUBLE your dollars by matching all contributions up to $2,500 Help us help the kids at Toberman have a Great...

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Tips to Protect Your Car from Theft

If you want to make it easy for someone to steal your car, or the valuables inside your car, then you should NOT adhere to the following tips and advice: Lock It - Keep your car locked every time you step away. Park by...

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Car Seat Safety Tips

Whether you are on your way to the grocery store, the bank, or school, be sure you and your children get there safely. Use the following tips to make sure you are using the right car seat, the right way. Do Not - 1....

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To Rent or To Buy, That Is The Question…

Whether 'tis nobler in the mind to suffer the maintenance and upkeep costs of homeownership, or pay a landlord a monthly rent that builds no equity-there's no clear cut answer, and it depends on your individual...

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Winter Driving Tips

The coldest season of the year is on its way, and even if you live in an area where it never becomes too cold, it is important to have a firm grasp on winter driving. Because the winter season is so full of...

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How Does a DUI Affect Insurance Rates?

When insurers calculate your monthly premiums, they take into account your driving record. If you've been convicted of driving under the influence (DUI), your insurance company will view you as a "high risk" driver....

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Why You’re Not Washing Your Hands Enough

Flu and cold season is well on its way, and although many of us are ready to face the season head on, the basics are often the first things we forget. Washing your hands is one of the best things you can do to stay...

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What is Commercial Liability Insurance?

No matter how safe your business is, there will always be liabilities that your employees and customers may come in contact with. Liabilities lead to lawsuits, which lead to expensive charges and fines that your...

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7 Halloween Safety Tips

It's almost the end of October, and porches across the country are adorned with jack-o-lanterns, spider webs, and other spooky decorations, all in anticipation of a procession of trick-or-treaters. Halloween is fun and...

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How to Run a Business from Home

With the invention of the Internet, the possibility of running your own business has become more and more available to people all across the country. And one of the best steps forward for these businesses is that now...

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Tips for Staying Healthy This Autumn

Autumn is a beautiful season. Things start cooling down from the hot muggy days of summer, and the changing colors can be simply stunning. With the changing season, many of us also have a shift in routine. The shorter...

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Why Secondhand Smoke Is So Dangerous

We've known about the dangers of secondhand smoke for several decades now. Because of the ubiquitous anti-smoking ads you see on TV and billboards, secondhand smoke can sometimes be overlooked. It's probably a good idea...

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Parents: Keep In Mind These Back to School Health Tips

School is already back in session, but it's not too late to talk about helping your child stay healthy and prepared to learn each day. To ensure your child makes the most of her day, consider these back to school health...

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Skydiving, Driving, and the Importance of Seat Belts

Imagine jumping from a plane. The air is rushing past your face. You start to notice the ground and the details become more and more clear the closer you get. After losing your stomach, you may actually start to enjoy...

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The Best Cars for Young Drivers

Safety is your number one priority for your children, and when the time comes for them to learn how to drive, you want to find them a car that will keep them safe and won't break the bank. Here are a few cars the...

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Do I Need Commercial Auto Insurance?

If you are a business owner with company vehicles, you may be wondering if you should invest in commercial auto insurance, and, simply put, commercial auto insurance is important for any small business owner with any...

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7 Water Facts That Will Make You Want a Water Break

No matter what you're doing right now, you need to get up and pour yourself a drink of water. Why? Because water is necessary for life, but also because of these 7 amazing facts that are sure to make you thirst for some...

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Do I Really Need Business Insurance?

Every business is different, but every small business needs to consider its insurance options. There are several different kinds of insurance you may want to invest in for your start-up. Here are a few of the most...

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2 Home Safety Devices to keep you and Your Family Safe

Sleeping comes pretty easy when you're a kid because you really don't have near as much to worry about, but when it comes to getting some shut-eye now, there can be a hundred things on your mind: What will work throw...

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How to be Safe and Still Have Fun this 4th of July

How do you celebrate your Independence Day? My family prefers to gather around the television for our annual viewing of the film "Independence Day," starring Will Smith, Jeff Goldblum, and our favorite fictional...

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72 Hour Kits – Why you need them and what they should include

Emergencies almost always happen without warning. That is why you need to be prepared beforehand with the things you'll need to survive during an emergency. 72 hour kits are the best way to protect yourself and your...

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A Fire Escape Plan for Every Family

Most disasters can be avoided, or at least minimized, by planning ahead. In the panic-ridden moments of a house fire, you don't have time to gather your family together and work out an escape plan. By then, it's too...

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Protect Your Most Cherished Possessions

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

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4 Ways to make Flying with Kids Enjoyable

Many families will be flying this summer, and if you don't have a game plan, you most likely won't enjoy it. No parent wants to have to deal with a screaming baby or a kid that is bored and keeps asking you if you are...

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7 Must-Dos in LA before the Summer Ends

LA is a great place to visit at any time of the year - but summer time brings out the best of the best in this great city. Not only are the days sunny and warm, but the evenings are ablaze with life. Be sure to add...

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Tips to Stay Cool this California Summer

Summer is just around the corner, and things are just starting to heat up. Although the summer heat makes for perfect times to hit the beach or the hottest party, the heat isn't all fun and games. In order to make sure...

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Understanding Identity Theft

Your identity belongs to you. Here are some suggestions from Insurance Center to help you protect it. One smart and effective way to protect yourself against identity theft is to prevent it. If your identity is stolen,...

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Protect Your Family From the "Silent Killer"

Carbon monoxide is an odorless, colorless, invisible gas that results when certain fuels do not burn completely. And it can be deadly. That's why it's important to know how to prevent it, detect it, and protect yourself...

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Home Security Tips

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it's home improvement...

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A Little Extra Caution Can Go a Long Way While Driving at Night

You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just 23% of vehicle miles traveled, more than 50% of fatalities for vehicle occupants 16 and older occur...

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Five Sure-Fire Ways to Get Your Car Stolen

Most people would say their car is one of the most valuable assets they own - if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At...

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Natures Reminder

Recently we all got a little reminder about where we live. Earthquake country! ..and also one darn beautiful summer like, let's spend the day at the pool, backyard or amazing beach week, while much of the rest of the...

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The Most Important Thing to Take When You Go Boating

A good sailor is always prepared for anything, so what is the single most important thing to bring with you when you go out on the high seas? Is it a life jacket? A good set of ropes? Those things are...

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What to Do After a Water Loss or Indoor Flood

Stop the water! Shut off the main water valve immediately. It's not a bad idea to make sure everyone in your home knows where the shutoff valve is located. Remove area rugs from the floor. The dyes in...

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Buckle Your Baby

You wouldn't send your kid rocketing off on a rollercoaster without safety restraints, right? Well, perhaps even more irresponsible than that is letting them cruise in your car without the proper safety equipment....

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Commercial Liability Insurance: A Must-Have for Your Business

Whether you operate a small business with a handful of employees, or you're a conglomerate with an army of workers, you need commercial liability insurance. What is Commercial Liability Insurance? - Basically,...

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Flood Insurance: Do I Need It?

Only about 20 percent of homeowners carry flood insurance, and the majority of those who do are required to because they live in a federally designated flood zone. So why do so many people decide to...

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5 Tips to Extend the Life of Your Car

To some people, cars are mindless slave machines that exist to serve. To others, their cars are their babies--they have names and personalities and are the center of their owner's life. Regardless of your own personal...

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Common Life Insurance Myths

Like with seemingly everything else in this world, there are a number of myths that have been erroneously attached to life insurance policies, and their spreading has caused many to miss out on the distinct advantages...

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Why Business Insurance?

It makes sense that a large corporation would want to have business insurance to protect its ample assets. But does a small company, perhaps with only a handful of employees, really need to be covered? The...

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3 Tips to Get Over That Cold

It's probably safe to assume that nobody enjoys having a cold. It can leave you stuffy and coughing for days, and feeling like there's no relief in sight. But have no fear! These 3 tips will help you recover faster than...

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How to Avoid Insurance Fraud

In the United States insurance fraud is a growing problem that can sometimes seem overwhelming, but if you understand how it occurs, you can make a significant effort to avoid the stress and hassle. There...

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