Insurance Center Associates Blog

All You Ever Wanted to Know About Insurance

3 Common Health Insurance Myths, Debunked

Since the Affordable Care Act (ACA) was introduced in 2013, health insurance has been on the minds of American adults more than ever. Health insurance was difficult to understand before the implementation of the ACA,...

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3 Dangers to Avoid During Thanksgiving

Thanksgiving is a wonderful time of year when families and friends congregate over delicious warm food, competitive football games and the joy and thankfulness for life's blessings. Unfortunately, though, Thanksgiving...

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How Does Commercial Insurance Work In San Pedro?

Owning or managing a business comes with a lot of responsibilities; you have to make sure sales run smoothly, your employees are happy, products or services are up to par, and much more. One of the most important...

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How To Prevent Fall Allergies

Every year more than 35 million Americans suffer from seasonal allergies, including fall allergies. Not only does this heightened sensitivity to environmental change costs the U.S. economy more than $7 billion in lost...

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6 Reasons You Should Bike To Work

Imagine not having to fill up your car's gas tank every week. Think about the time you'd save by not sitting in hours of traffic every morning. Consider the joy you'd experience by not circling the parking lot...

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What To Do After a Hit And Run in California

Because hit-and-run accidents are on the rise in our nation, legislators are toughening laws and insurance companies are making changes to address this worrisome epidemic. Though hit-and-run accidents are a national...

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How The Wildfires in California Affect You

There are currently four large, active fires burning in California, damaging nearly half-million acres of land, destroying some 2,000 homes and claiming seven lives. These series of fires have racked up a price tag of...

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3 Fun Things To Do In San Pedro, California

With nearly 300 days of sunshine gracing the San Pedro, California area every year, it's easy to fill your time with endless activities. No matter how full your itinerary, be sure not to miss out on these three fun...

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Should I Insure My Child’s College Tuition?

Did you know that for the 2014-2015 school year the average cost of college tuition was $31,231 for a private college, $9,139 for in-state residents and $22,958 for out-of-state attendees at public universities? For...

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4 Excellent Places to Eat in San Pedro

Looking for delicious food in San Pedro? Find out more about 4 of the best places to eat in the area. Raffaello Ristorante - Date night? Raffaello Ristorante will set the mood with soft lighting, beautiful table...

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How to Snorkel Catalina Island Safely

Though Catalina Island might be best known for its slow-paced, relaxing ambiance, it also offers several land and sea adventures. From golfing to kayaking to parasailing, the options are nearly endless. However, the...

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What to Do Before and After a House Fire

Did you know that nearly 370,000 home fires occur every year in the United States? Unfortunately, California, along with Texas and Pennsylvania, leads the nation in fire-related deaths. Before - By following these 3...

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5 Tips for Saving Money At the Pump

With the average price of gas reaching $3.00 in 2015, filling up your tank isn't nearly as affordable as it once was. However, by following these 5 tips, you won't feel as cheated every time to head to the gas station,...

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How To Be Safe When Swimming In The Ocean

Swimming in the ocean can be invigorating, but it is also a little bit dangerous. Follow these tips to stay safe and enjoy your ocean swim. 1. Learn About Rip Currents - Powerful rip currents can quickly catch someone...

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How To Protect Your Home From Burglars

Your home is a safe haven for you and your family. Find out how to protect it from burglars below. 1. Install A Security System - Installing a security system gives you an extra layer of protection. It can help police...

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7 Boat Safety Tips

Boating is one of the best ways to enjoy beautiful surroundings, good company, and nice weather. Use the following tips to stay safe on the water: 1. Check The Weather - No fun activity is worth risking your safety....

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3 Myths of Life Insurance

A recent study reported that more than 95 million adult Americans do not own life insurance at all, and those who do have life insurance don't have enough. While the most common reason for lack of insurance is the...

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Simple Ways To Conserve Water During A Drought

Conserving water is part of being a responsible citizen, but it is especially important during a drought. Whether you're motivated by increased water costs or a desire to protect the environment, the following tips...

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7 Simple Ways To Stay Healthy This Summer

It is much easier to enjoy the summer weather when you're healthy and energetic. Here are 7 simple ways to stay healthy all summer long. 1. Stay Hydrated - Staying hydrated is one of the most important steps to...

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5 Ways to Keep Your Auto Insurance Low

Though owning a car is a convenient, luxurious custom that we, in the United States, have welcomed with open arms, it doesn't come with a cheap price tag. In fact, in 2011 the average American paid nearly $9,000 per...

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5 Simple Steps For Healthy Teeth

Taking good care of your teeth and gums is one of the easiest ways to protect your overall health. Here's what you need to know: 1. Keep Up Those Daily Habits - Little daily habits are the most important part of dental...

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Understanding Umbrella Insurance

In today's modern, highly litigious society, lawsuits are filed at the drop of a hat. In fact, more than 15 million civil lawsuits are filed each year. No matter your class status or how much money one may assume you...

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3 Easy Steps to Determining How Much Life Insurance You Need

When you purchase a car or home, finding the right insurance is a natural part of an exciting process. However, finding life insurance can be a completely different experience. Not only is placing a price tag on your...

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Important Earthquake Safety Tips

There is nothing you can do to prevent an earthquake, but there are many things you can do to stay safe in the event of an earthquake in your area. Here's what you need to know: Before An Earthquake - If you live in...

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Top Ten Auto Insurance Myths

1. Car color matters - Are red cars more expensive to insure because they get pulled over more often than other colored cars? Nope. Your insurance company won't take car color into consideration when it determines...

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Everything You Need To Know About Insurance Fraud

The Coalition Against Insurance Fraud estimates that nearly $80 billion in fraudulent insurance claims are made in the U.S. every year. Though this approximated value includes every type of insurance, it is expected...

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Buying A Second House? Here’s What You Need To Know

Investing in a second home can help you transition into retirement, improve your investment portfolio, or make vacationing in your favorite spot easier. Here's what you need to do before you invest in a second home: ...

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Coinsurance 101: The Need-To-Know Basics

Understanding the basics of coinsurance can make the entire concept of health insurance a bit simpler. By discovering the facts about how coinsurance works and what it covers, you will come to a better understanding of...

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Uninsured Motorist Coverage 101

Take a minute to consider this scenario: You're a responsible, law-abiding driver with proper auto insurance and a good driving record. One day someone runs a stoplight and slams into your car, breaking your arm and...

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The Top 10 Best Cars for New Parents

For new parents, nothing is more important than making sure your child is safe. In today's fast-paced world, having the proper vehicle is essential for keeping your family happy and whole on the road. Whether you have...

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Your Guide To RV Insurance

Owning a recreational vehicle (RV) makes it easy to travel all over the country without giving up many of the comforts of home. An RV makes traveling more affordable and convenient. Protect your vehicle and your...

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Is It Time To Replace Your Tires?

If your tires are too worn out, you are placing yourself and other drivers in serious danger. Your car could slip on icy or wet roads or you could wind up with a blowout on the freeway. Replacing your tires isn't just...

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What’s the Difference Between Term and Whole Life Insurance?

Deciding between whole life and term insurance can be difficult and quite frankly confusing; your decision should be determined by your needs. The following explain some of the differences, values, downfalls, etc. of...

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What to Wear When Riding A Motorcycle

The sun is shining, a warm breeze is fluttering through the trees and you quickly decide: "I am going to go for a motorcycle ride." After a long, cold winter you may be especially eager to get out there, but before rev...

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When do I need Landlord Insurance?

Getting ready to move into a rental? Or maybe you have just finished your house or basement and you are preparing to rent it out. Knowing about landlord insurance before you do either of these things is of great...

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Babyproofing 101

- Keeping your children safe is one of your top priorities as a parent. Your children should be especially safe in their own home, but the arrival of a new baby often means that some changes need to be made around the...

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Easy Homeowner Tax Deductions

Recent improvements in the economy and housing market have enabled more people to purchase their own homes. Whether you're a first time home-buyer or a long-time homeowner, there are several ways to save money on taxes...

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Insider Tips To Help You Save Money On Auto Insurance

Auto insurance is a necessity, but that doesn't mean it has to be an expensive necessity. There are plenty of simple ways to save money on auto insurance without sacrificing protection or peace of mind. Use the...

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3 Tips to Stay away from Distracted Driving

Driving when you are distracted can be very dangerous, but in the modern world, the distractions we face are countless. This might cause us to wonder if it's even possible to give our full and undivided attention to...

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The Differences Between Renters and Homeowners Insurance

Insurance is an important asset in our world. We insure our lives, our vehicles, even our plane tickets. But insuring our homes is one of the most important and necessary things we can do. Whether you are a renter...

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Car Accidents: What to do in the Aftermath

You have just been in a car accident, whether it was a simple fender bender or a massive accident it is important that you know what needs to be done. Do you know how to react to prevent further injury? Do you know how...

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Anthem Blue Cross Cyber Attack may affect you

Anthem Blue Cross announced today that a sophisticated cyber attack exposed up millions of current and former policy holders information. Anthem revealed that hackers did not get payment or credit card information, but...

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Do I Need to Insure my Boat Year-Round?

Boat insurance is a necessary protection for your summer recreation, but what about when the boating season is over? Does it make sense to keep your boat insured if it's just going to sit there in storage? Surprisingly,...

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Understanding Worker’s Comp: A Brief Guide

Federal law requires that employers provide worker's compensation to each of their employees. And many employers wrongly assume that this evens the playing field, and makes rates the same from company to company. This...

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4 Surprising Perks Of Hiring An Independent Insurance Agency

You have no plans to flood your basement, break your arm, or get in a car accident tomorrow-but unfortunately anyone could find herself in the midst of an unexpected emergency. You can't control Mother Nature or those...

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