Insurance Center Associates Blog

All You Ever Wanted to Know About Insurance

What Is An Umbrella Policy?

What Is An Umbrella Policy? - Almost everybody has had health insurance questions at one point or another. Dealing with insurance companies can be a hassle and leave you with even more questions than before. The key is...

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10 Factors That Affect Homeowners Insurance Costs

If you’re in the market for homeowners insurance, you’re taking a smart step to securing your home in case of damage or disaster. But how much does homeowners insurance cost? There are many variables that can...

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Pinching Pennies? What Cars Are the Most & Least Expensive to Insure

If you’re thinking about purchasing a new vehicle, chances are good you’ve considered things like features, fuel economy and cost of repairs. These are all important things to think about, but you may be forgetting...

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Is Flood Damage Covered by My Homeowners’ Insurance? What to Know

Homeowners’ insurance protects you and your family from a variety of disasters. However, in most cases, your policy will not protect you from water damage. Homeowners’ insurance will usually cover damage from accidental...

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Reasons Why Car Insurance for Your Teen Driver Costs More

Getting a driver's license is a rite of passage for most teens. But for parents who have to start thinking about insuring a new driver, the increase in price can be difficult to understand. At Insurance Center...

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Tips for Keeping Car Insurance Rates Low for Inexperienced Drivers in Torrance

As people spend more time on the roads than ever before, it’s no surprise that car insurance rates are increasing across the board. When you consider too that people are driving more technologically-advanced cars, it’s...

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What Is Fire Insurance and What Are the Different Types?

Remember the yearly TV news stories about the fire hazards of deep-frying your Thanksgiving turkey? There are other fire hazards related to cooking as well. In fact, a great many house fires start in the kitchen. It...

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A Beginner’s Guide to Auto Insurance

What Are Your State’s Minimum Requirements? - Not all states require car insurance, and the minimum requirements vary greatly. California requires auto insurance. NerdWallet shows California’s minimum requirements...

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What to Ask When Thinking about Home Insurance in Torrance

Homeowners insurance premiums, the amount you pay monthly or yearly, can vary widely depending on things like the value of your property and possessions, your deductible, and even your pets. If you want to get an idea...

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What You Need to Know When Looking into Your Company’s Dental Plan

Whether you are choosing a new dental plan for next year, or choosing your company’s first dental plan, there are a lot of group dental insurance options to choose from. Here are some things to be aware of. Some Terms -...

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What Should Your Business Insurance Broker Do for You?

Are you looking for new or renewal business insurance in Torrance? Since there are many different carriers and plans for many different business situations, it’s important to work with an experienced business insurance...

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What Information Do You Need When Applying for Business Insurance?

Getting a new quote for your business insurance is an important, proactive maintenance activity, which you should do about 90 days before your insurance renewal date, according to Brokerlink.ca. Some brokers can handle...

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5 Safety Tips for Motorcycle Riders

Although nothing beats hitting the road with your bike, riding a motorcycle takes a different set of skills than those used in driving a car. A motorcycle tends to be a little riskier and does not provide the safety...

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Boat Safety Equipment Checklist

You’ve finally purchased that boat that you’ve been dreaming about for a while, or maybe you’re ready to take your boat out of storage now that warmer weather has arrived. No matter the situation, you’ll want to make...

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What You Should Know If Your Car Is Stolen

A car is stolen every 46 seconds in the US. While it can be a frightening and disappointing experience, you can get through it with these five simple steps. 1. Verify that is was stolen - Maybe you forgot you actually...

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What Is Commercial Insurance?

Have you heard the term “commercial insurance” before? Do you want to have a solid understanding of how it can protect your business? If so, read on.Defining Commercial Insurance - Commercial insurance is insurance...

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4 Reasons Why You Should Have Home Insurance

Buying a home is a huge financial investment. While it’s well worth it to have a comfortable and safe place for your family to live, owning a home doesn’t come completely risk-free. Because life happens, having the...

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4 Tips for Finding the Right Home Insurance Plan

Sadly, it only takes one terrible moment to end up with nothing. Your house and everything inside has significant value attached to it and in the event of a theft, fire, flood, earthquake, or accident, your life will...

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Determining Your Business Insurance Needs

Most small businesses are on a tight budget, but that doesn’t mean cutting out insurance is a good way to balance the books. Many types of insurance are required by law...for good reason. But what about optional...

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Cover the Risks: How to Customize Your Commercial Insurance

Whether your business property experiences a minor hiccup or a truly catastrophic event, commercial insurance is a must for protecting all of your business’ financial assets. Sure, you can certainly purchase a one-size-...

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How to Prepare for Rockslides in San Pedro

When you live near or on hills, slopes, or mountains, a major risk can be rockslides due to flooding or earthquakes. Rockslides, or landslides, are when rock, mud, dirt, and earth start to flow down a slope. Yearly,...

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Flooding and Mudslides Insurance: How to Be Prepared

When looking for the perfect family home, worries about flooding and mudslides may not be at the top of your list of concerns, but taking that type of thing seriously may save you a lot time, money, and heartache....

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