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Life Insurance

from Insurance Center Associates

Life Insurance

Universal, Whole, and Term Life Insurance

Insurance Center Associates offers universal, whole, and term life insurance as well as long term care, health insurance, and disability insurance. Protect yourself and your family from the uncertainties of life with a life insurance policy that fits your needs.

Universal Life

Universal life insurance policies are long term products that accumulate cash values. They are subject to interest rates, and other factors that can be explained by one of our experienced agents.

Whole Life

This policy is the “original” long term life insurance with a twist. You can now buy long term policies with both cash value or premium guarantees at a very reasonable rate.

Term Life

These policies are great for short term needs and are very popular because the premiums are typically lower than other types of life insurance. We now offer level term products with 5, 15, 20 & even 30 year guarantees.

Rates are based on current health history, and can vary widely by carrier. We can shop this for you and find the best rate and plan for your needs.

Talk to us to find out which plans make the most sense based on YOUR needs.

Long Term Care

Growing old is never easy, and the expenses incurred should you or a parent need help with daily activities can break a family. Long term care insurance coverage provides you with the money to hire in-home care or to pay for resident facilities should they be needed. The earlier this coverage is purchased, the lower the premium.

Individual Health

HMO – PPO – IPA – HAS—what does it all mean? And more importantly, how much will health insurance cost me?! We are a life insurance company with the resources and expertise to help you wade through the overwhelming world of health insurance.

Individual Disability

At age 35, your chance of developing a long term disability is 45%. That means four out of nine people will be out of work for 90 days or more before they reach age 65.

There are many types of disability insurance policies to protect you if this happens (including those provided by the state).

Rates are based on age, the length of time you request, and the waiting period. Our experienced agents can show you a range of carriers and options so you can choose which policy best suits your needs.

Our offices are conveniently located at:

1622 S. Gaffey #104
San Pedro, CA 90731

3220 Sepulveda Blvd #202
Torrance, CA 90505

Insurance Info Center : Life

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