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3 Common Health Insurance Myths, Debunked

Since the Affordable Care Act (ACA) was introduced in 2013, health insurance has been on the minds of American adults more than ever. Health insurance was difficult to understand before the implementation of the ACA,...

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How Does Commercial Insurance Work In San Pedro?

Owning or managing a business comes with a lot of responsibilities; you have to make sure sales run smoothly, your employees are happy, products or services are up to par, and much more. One of the most important...

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What To Do After a Hit And Run in California

Because hit-and-run accidents are on the rise in our nation, legislators are toughening laws and insurance companies are making changes to address this worrisome epidemic. Though hit-and-run accidents are a national...

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Should I Insure My Child’s College Tuition?

Did you know that for the 2014-2015 school year the average cost of college tuition was $31,231 for a private college, $9,139 for in-state residents and $22,958 for out-of-state attendees at public universities? For...

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5 Ways to Keep Your Auto Insurance Low

Though owning a car is a convenient, luxurious custom that we, in the United States, have welcomed with open arms, it doesn't come with a cheap price tag. In fact, in 2011 the average American paid nearly $9,000 per...

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Understanding Umbrella Insurance

In today's modern, highly litigious society, lawsuits are filed at the drop of a hat. In fact, more than 15 million civil lawsuits are filed each year. No matter your class status or how much money one may assume you...

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Top Ten Auto Insurance Myths

1. Car color matters - Are red cars more expensive to insure because they get pulled over more often than other colored cars? Nope. Your insurance company won't take car color into consideration when it determines...

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Everything You Need To Know About Insurance Fraud

The Coalition Against Insurance Fraud estimates that nearly $80 billion in fraudulent insurance claims are made in the U.S. every year. Though this approximated value includes every type of insurance, it is expected...

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Coinsurance 101: The Need-To-Know Basics

Understanding the basics of coinsurance can make the entire concept of health insurance a bit simpler. By discovering the facts about how coinsurance works and what it covers, you will come to a better understanding of...

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Uninsured Motorist Coverage 101

Take a minute to consider this scenario: You're a responsible, law-abiding driver with proper auto insurance and a good driving record. One day someone runs a stoplight and slams into your car, breaking your arm and...

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Your Guide To RV Insurance

Owning a recreational vehicle (RV) makes it easy to travel all over the country without giving up many of the comforts of home. An RV makes traveling more affordable and convenient. Protect your vehicle and your...

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What’s the Difference Between Term and Whole Life Insurance?

Deciding between whole life and term insurance can be difficult and quite frankly confusing; your decision should be determined by your needs. The following explain some of the differences, values, downfalls, etc. of...

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When do I need Landlord Insurance?

Getting ready to move into a rental? Or maybe you have just finished your house or basement and you are preparing to rent it out. Knowing about landlord insurance before you do either of these things is of great...

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Insider Tips To Help You Save Money On Auto Insurance

Auto insurance is a necessity, but that doesn't mean it has to be an expensive necessity. There are plenty of simple ways to save money on auto insurance without sacrificing protection or peace of mind. Use the...

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Do I Need to Insure my Boat Year-Round?

Boat insurance is a necessary protection for your summer recreation, but what about when the boating season is over? Does it make sense to keep your boat insured if it's just going to sit there in storage? Surprisingly,...

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4 Surprising Perks Of Hiring An Independent Insurance Agency

You have no plans to flood your basement, break your arm, or get in a car accident tomorrow-but unfortunately anyone could find herself in the midst of an unexpected emergency. You can't control Mother Nature or those...

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