Insurance Center Associates Blog

All You Ever Wanted to Know About Insurance

Is Flood Damage Covered by My Homeowners’ Insurance? What to Know

Homeowners’ insurance protects you and your family from a variety of disasters. However, in most cases, your policy will not protect you from water damage. Homeowners’ insurance will usually cover damage from accidental...

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What Halloween Horrors Are Protected By Insurance

Halloween is coming, and for many that means a fun and exciting night of costumes, parties, and treats. But with the treats also comes the tricks, which can sometimes spell trouble. The inherent nature of Halloween...

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How to Prep for San Pedro's Most Likely Natural Disasters

Earthquakes, landslides, heat waves, and droughts are some of the most likely natural disasters that can occur in the San Pedro California area. Learn more about these risks and how to prepare your home and family. ...

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Easy Ways to Lower Your California Electricity Bill

We've all heard ways to save on electricity: always unplug your small appliances when they're not in use, open windows whenever possible rather than run the AC, switch to more efficient fluorescent light bulbs, etc....

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4 Ways To Raise Your Home’s Value

Whether you have recently purchased a home or are planning to sell your current home in the future, there are various things you can do to increase the value of your home. Thankfully, increasing your home's worth doesn'...

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What to Do Before and After a House Fire

Did you know that nearly 370,000 home fires occur every year in the United States? Unfortunately, California, along with Texas and Pennsylvania, leads the nation in fire-related deaths. Before - By following these 3...

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How To Protect Your Home From Burglars

Your home is a safe haven for you and your family. Find out how to protect it from burglars below. 1. Install A Security System - Installing a security system gives you an extra layer of protection. It can help police...

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Important Earthquake Safety Tips

There is nothing you can do to prevent an earthquake, but there are many things you can do to stay safe in the event of an earthquake in your area. Here's what you need to know: Before An Earthquake - If you live in...

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Buying A Second House? Here’s What You Need To Know

Investing in a second home can help you transition into retirement, improve your investment portfolio, or make vacationing in your favorite spot easier. Here's what you need to do before you invest in a second home: ...

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Easy Homeowner Tax Deductions

Recent improvements in the economy and housing market have enabled more people to purchase their own homes. Whether you're a first time home-buyer or a long-time homeowner, there are several ways to save money on taxes...

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The Differences Between Renters and Homeowners Insurance

Insurance is an important asset in our world. We insure our lives, our vehicles, even our plane tickets. But insuring our homes is one of the most important and necessary things we can do. Whether you are a renter...

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To Rent or To Buy, That Is The Question…

Whether 'tis nobler in the mind to suffer the maintenance and upkeep costs of homeownership, or pay a landlord a monthly rent that builds no equity-there's no clear cut answer, and it depends on your individual...

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Flood Insurance: Do I Need It?

Only about 20 percent of homeowners carry flood insurance, and the majority of those who do are required to because they live in a federally designated flood zone. So why do so many people decide to...

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