As a business owner are you protected with an umbrella policy.
Many "small" losses can often quickly turn into a large loss. They can often take a long period of time to litigate and settle. Are you covered? What would be the impact to your business or ongoing operations? Do you have enough coverage?
Unfortunately a catastrophic loss can happen to most businesses, even the most vigilant business that take precautions.
A commercial umbrella policy is actually quite inexpensive and covers over and above your Business Auto, Business Liability and Business Property coverage limits to protect you against losses that exceed your base limit.
|Fire broke out in an apartment when a candle ignited bedding materials. Proper operation of the smoke detector is in question.||$9,000,000|
|A tenant fell from a balcony at their residence.||$1,375,000|
|A tenant fell in a six inch hole while walking his dog outside the building, leading to a neurogenic bladder condition.||$5,600,000|
|Driving his own vehicle, an employee was making a delivery for his employer and turned left in front of a motorcycle who was thrown over the vehicle.||$2,500,000|
|An employee driving a company vehicle swerved left to avoid hitting a braking vehicle and in turn struck another vehicle, causing a fatality.||$4,000,000|
|A food distributor's truck hit a pick-up truck head-on resulting in a death||$7,000,000|
|While insulating a pipe, a plumbing subcontractor’s hair got drawn into a pump, pulling him into it. He received second degree burns.||$4,500,000|
|Cable installer hired an uninsured subcontractor who cut a gas line while digging. Gas leaked into a neighboring house which exploded. Home was destroyed and a resident was seriously burned.||$3,200,000|
We can insure all types of business. Be it single small office, a single sales person, to contractors, shopping centers, large wholesale operations and more.
No matter what you do, keeping your business in business is your priority and ours, so contact us todayfor a no-cost review and low-cost business umbrella insurance quote.
Commercial Property Insurance
Protect your business from a minor hiccup to a major catastrophe.
Slip & Fall, Personal Injury, Advertising Injury, Property Damage, & more.
Liability and Errors & Omissions coverage for professionals, consultants, doctors/dentists, etc.
Coverage for products, recalls, etc.
Nearly every business needs or is likely required to have work comp insurance.
Call on us– we can make it happen.
No matter if it's Commercial Umbrella, Business Auto, Work Comp, Commercial Property Insurance or Commercial Liability insurance, it's important to match your business needs to the right carrier and services. We have the carriers and expertise to do so. Find out why 75% of our commercial business comes from referrals. Call us or request a quote today.
Our offices are conveniently located at:
1622 S. Gaffey #104
San Pedro, CA 90731
3220 Sepulveda Blvd #202
Torrance, CA 90505