No matter what kind of RV you own—motorhome, trailer, or camper—knowing you’re covered will give you the peace of mind to relax and enjoy your journey.
Since your RV is your home away from home, choosing the right RV insurance policy for your needs is important. Your basic auto insurance policy won't be enough. A good Recreational Vehicle (RV) insurance policy will include coverage that protects you and your guests while traveling, as well as coverage that protects your vehicle when it is parked or stored.
A Recreational Vehicle Insurance policy will cover the basics like your Auto Insurance would, but extends to cover personal belonings, contents, trip interuption, even special towing options are available.
If your RV is motorized (a motorhome) you need a policy similar to an Auto policy but with some special endorsements to meet your needs. In fact you may even get a discount on both your Auto and RV Insurance if you insure both with the same carrier!
For towable trailers / 5th wheels / Pop-up’s there are similar policies with a few differences, as some liability coverage may transfer from the towing vehicle (but only while being towed).
Remember – your RV is basically a “miniature rolling house.” You have a lot in it, and a lot to lose.
A good RV policy will allow you to choose the following coverages:
Other coverage’s you may want to discuss with your agent are
If you unit is towed, check your auto policy for:
At Insurance Center Assocaites, We have great RV Insurance at low cost. Your agent can provide you with more details about RV insurance and guide you in purchasing the best coverage to maximize your enjoyment and meet the insurance needs for your recreation equipment.