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RV Insurance

from Insurance Center Associates

RV Insurance

No matter what kind of RV you own – a motorhome, trailer, or camper – knowing you're covered will give you the peace of mind to relax and enjoy your journey.

Since your RV is your home away from home, when choosing an RV insurance policy you'll want to consider coverage that protects you and your guests while traveling, as well as coverage that protects your vehicle when it is parked or stored.

Talk with one of our independent agents. We can help identify the best combination of coverage, value, and price for you, and we'll make sure your insurance continually meets your changing needs.

A good RV insurance policy should include options for the following coverage:

  • Basic Liability – even if you are not moving, someone can get hurt in, on, or around your RV.
  • Medical Payments – This helps pay for the treatment of guests who are injured regardless of fault.

Optional Features

  • Physical Damage – This protects your RV in case of collision, theft, fire, vandalism, hail, and more.
  • Replacement Cost/Purchase Price – In the event of a total loss, you will receive a new unit equal to the model, class, body type, and equipment of your previous RV. You will be compensated for the actual purchase price of the vehicle.
  • Contents & Personal Effects – Your supplies, house wares, and valuables may be covered.
  • Trip Interruption – coverage for hotel, transportation, and more if you are stranded.

Other coverages you may want to discuss with your independent insurance agent:

  • Towing and Labor
  • Emergency Expense insurance

Special discounts may apply if you are more than 45 years old and have a good driving record. Insuring with the same carrier as your auto or home insurance can provide large multi-policy discounts as well.