If you're looking into purchasing insurance for your home, you are in the right place to get the information you need to make an informed decision. Then, contact one of our award winning independent insurance agents at Insurance Center Associates to get more information and a free quote that is hand crafted and tailored to your needs.
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It only takes one unfortunate event to lose your home and everything in it. However, if disaster strikes and you have homeowners insurance, your loss can be contained, and there will be hope and rebirth during the aftermath.
Homeowners insurance coverage extends from the outside structure of your home to all of the contents inside of it. It can cover the replacement costs of your home and personal belongings in the case of a theft, fire, or other covered disasters and even pays for temporary living quarters while your home is being repaired.
If someone gets injured while on your property, their medical expenses and your legal costs are covered. Homeowners insurance can even cover your luggage if it gets damaged or stolen while you’re on vacation.
Having a homeowners insurance policy can mean the difference between a devastating loss and a manageable one.
The cost of homeowners insurance can vary widely, and vary depending upon the following items:
There are a few other things that help determine the cost of your coverage. They are:
As an example of the cost of homeowners insurance in California, you can expect to pay as low as $50.00 per month. Studies show an average of $83.00 per month or $996.00 per year in California for a nicely configured policy.
The easiest way to get your home covered is by using an independent insurance agent to compare companies, policies, coverage options, and prices. You’ll save time and money when you trust us to get your home the coverage it needs, giving you the peace of mind that you deserve.