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Hurricane Emergency Preparation

Before a Hurricane

  • Make a written or videotaped inventory of household possessions/property and store in a safe place with insurance policies, documents and other valuables.
  • Identify evacuation locations.
  • Keep telephone numbers and road maps handy.
  • Listen to local radio and TV stations for evacuation instructions.
  • Take a first aid class from your local Red Cross chapter.
  • Assemble a disaster supplies kit including: first aid kit, essential medications, canned food, can opener, at least three gallons of water per person, protective clothing, rainwear, sleeping bags, battery-powered radio, flashlight, extra batteries, special items for infants, the elderly and the disabled and written instructions for how to turn off gas and water if so advised.
  • Install hurricane shutters or precut 3/4” marine plywood for each window of your home.
  • Make trees more wind resistant by removing diseased or damaged limbs, then strategically removing branches so that wind can blow through.
  • Fill your car’s gas tank.
  • Recheck manufactured home tie-downs.
  • Be alert for tornadoes.
  • Stay away from flood waters.

After a Hurricane

  • Call your independent insurance agent as soon as possible.
  • Make temporary repairs to prevent further damage.
  • Delay permanent repairs until your insurer approves reimbursement.
  • Get any necessary construction permits from your community.
  • Keep all receipts.
  • Prepare an inventory of all damaged or destroyed personal property.
  • Take photos of damaged areas.
  • Save remnants of damaged or destroyed property for your insurance company adjuster.
  • Meet with your adjuster first, before signing anything with contractors, lawyers or public adjusters.

Information provided courtesy of Independent Insurance Agents of America