Wouldn’t you rather spend your extra cash on things more fun than insurance? That’s what we thought. Save your extra pennies for a non-rainy day, and read through some of the ways you can lower your watercraft insurance costs.
Boat owners may also receive credits of up to 15% on their boat insurance policy for completing a boating safety course. Find a class through the Coast Guard Auxiliary or U.S. Power Squadron. Or, you could save up to 5% for a National Association of State Boating Law Administrators (NASBLA)-approved state administered course. Some states require young boaters (usually age 16 or younger) to complete an approved safety course before operating a boat.
More than one boat on the same policy can save you money. In addition with many carriers, the more policies you have with a company, whether it’s for your cars, boat or home, the more substantial savings you may get. Talk to your agent about consolidating your insurance.
By raising the amount you pay out-of-pocket for losses, you can save more on your boat policy. Ask your agent to explain the trade-offs.
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