Group Health policies

• Learn more about health insurance
• Group health & dental applications
• Physician & hospital finder
• Health Care Reform

Existing customers

• File a claim
• Make a payment
• Change your policy
• Customer service

Related products

• Business insurance
• Dental insurance
• Individual health

One of the most important employee benefits and incentives you can offer is Group Health Insurance. Group Dental Insurance and Vision come in a close 2nd and 3rd.

Attracting, retaining, and making your employees happy while not breaking your bank account is important to you and to us. There are many changes as well as new health insurance programs available that can save you serious money while keeping benefit changes to a minimum.

Covering Group Insurance is a specialty we offer. Navigating the group insurance minefield can be daunting and overwhelming. We can make it easy as we specialize in Health and Dental insurance for small business (2-50), self employed and medium (less than 100 employee) groups.

Carriers

We represent all the major local and nationwide players from Kaiser to Aetna, to Blue Cross / Blue Shield, with Health Net & more in-between. We’ll provide instant affordable low cost group health insurance rates for all carriers as well as side-by-side comparative rates and benefit comparisons for your group health insurance needs.

Do it yourself

You can get and compare competitive small business group health quotes right here on our website. Need help? We're just a call or chataway.

Combining Health Insurance & Work Comp

Ever wonder if these overlap? They often do, so why not combine your Workers Compensation and Group Insurance into one carrier and get a substantial discount? Want to know more about this new way to save on Workers Compensation insurance? Can we do it? You bet! Call usfor more information!

Self Employed or just a small Group? No problem – we have affordable health insurance plans to fit all type of businesses. In fact in California, Group Health Insurance is “guaranteed issue” with only 2 employees.

Rates

In California carriers must file a base rate. Carriers can vary that rate plus or minus 10% Based on your industry, your size, and your history you will be assigned a rate adjustment factor or (RAF) or .90 to 1.10. Your rate can never be higher than plus 10%! However —- did you know your industry classification or moving to a new carrier can change or decrease your RAF? Call us and let us assist you.

Voluntary Plans

We can offer Dental, Vision, and even some Health insurance on a “voluntary” no cost basis to you. Ask us for more information

Some of the Employee Benefit plans we offer are:

• Health insurance
• Retirement plans
• Workers compensation
• Disability Insurance
• Dental Insurance
• Vision Insurance
• And voluntary products

Our offices are conveniently located at:

1622 S. Gaffey #104
San Pedro, CA 90731
310-832-5311

3220 Sepulveda Blvd #202
Torrance, CA 90505
310-517-8255

Questions? Ready to buy? Contact us today!