by Daniel McClain on Feb 5, 2015
You have just been in a car accident, whether it was a simple fender bender or a massive accident it is important that you know what needs to be done. Do you know how to react to prevent further injury? Do you know how to reduce costs? Do you know who to contact? Here are some tips on what you can do to prepare for the aftermath of a car accident:
Make sure you keep an emergency kit in the glove compartment. Your emergency kit should include: pen, paper, disposable camera, medical information on note cards, a flashlight, batteries, Band-Aids, antiseptic, a fold out blanket or poncho, water, and snacks.
If you have been in a car accident and only suffered minor to no injuries you should help move any cars that were involved to the side of the road. If you, and others, are not able to move the cars you should remain inside with your seatbelts fastened. Be sure to turn on the hazard lights and wait until help arrives.
If there is significant injury, death, or damage done during an accident you have to call the police. They will file a police report and help you with the necessary steps.
After an accident you need to exchange information with anyone else who was involved in the accident. Here is the information you should exchange:
Take pictures of the damage and show every angle so that you can make your case to the claims adjuster.
Drivers should file a state vehicle accident report to help insurance companies speed up the claims process. The report can be found at a police station and the Department of Motor Vehicles Web site as a downloadable file.
The insurance process will be much easier if you know the details of your insurance coverage.
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