It's that time of year again when ghosts and goblins come knocking and the smell of turkey and pumpkin pie fill the air; when Santa Claus visits and gift are exchanged, and when New Year's resolutions are made and...

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Have you noticed your car insurance rates steadily increase as the years go by? Whether this is a result of your age, your car type, or your driving record, you are one of many. Luckily, there are several things...

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