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3 Common Health Insurance Myths, Debunked

Nov 27 2015 Since the Affordable Care Act (ACA) was introduced in 2013, health insurance has been on the minds of American adults more than ever. Health insurance was difficult to understand before the implementation of the ACA,... more

How Does Commercial Insurance Work In San Pedro?

Nov 10 2015 Owning or managing a business comes with a lot of responsibilities; you have to make sure sales run smoothly, your employees are happy, products or services are up to par, and much more. One of the most important... more

What To Do After a Hit And Run in California

Oct 13 2015 Because hit-and-run accidents are on the rise in our nation, legislators are toughening laws and insurance companies are making changes to address this worrisome epidemic. Though hit-and-run accidents are a national... more

Should I Insure My Child’s College Tuition?

Sep 22 2015 Did you know that for the 2014-2015 school year the average cost of college tuition was $31,231 for a private college, $9,139 for in-state residents and $22,958 for out-of-state attendees at public universities? For... more

5 Ways to Keep Your Auto Insurance Low

Jun 30 2015   Though owning a car is a convenient, luxurious custom that we, in the United States, have welcomed with open arms, it doesn’t come with a cheap price tag. In fact, in 2011 the average American paid nearly $9,000 per... more

Understanding Umbrella Insurance

Jun 16 2015 In today’s modern, highly litigious society, lawsuits are filed at the drop of a hat. In fact, more than 15 million civil lawsuits are filed each year.  No matter your class status or how much money one may assume you... more

Top Ten Auto Insurance Myths

May 26 2015   1. Car color matters Are red cars more expensive to insure because they get pulled over more often than other colored cars? Nope. Your insurance company won’t take car color into consideration when it determines... more

Everything You Need To Know About Insurance Fraud

May 19 2015   The Coalition Against Insurance Fraud estimates that nearly $80 billion in fraudulent insurance claims are made in the U.S. every year. Though this approximated value includes every type of insurance, it is expected... more

Coinsurance 101: The Need-To-Know Basics

May 6 2015 Understanding the basics of coinsurance can make the entire concept of health insurance a bit simpler. By discovering the facts about how coinsurance works and what it covers, you will come to a better understanding of... more

Uninsured Motorist Coverage 101

Apr 30 2015 Take a minute to consider this scenario: You’re a responsible, law-abiding driver with proper auto insurance and a good driving record. One day someone runs a stoplight and slams into your car, breaking your arm and... more

Your Guide To RV Insurance

Apr 15 2015 Owning a recreational vehicle (RV) makes it easy to travel all over the country without giving up many of the comforts of home. An RV makes traveling more affordable and convenient. Protect your vehicle and your... more

What’s the Difference Between Term and Whole Life Insurance?

Mar 25 2015 Deciding between whole life and term insurance can be difficult and quite frankly confusing; your decision should be determined by your needs. The following explain some of the differences, values, downfalls, etc. of... more

When do I need Landlord Insurance?

Mar 11 2015 Getting ready to move into a rental? Or maybe you have just finished your house or basement and you are preparing to rent it out. Knowing about landlord insurance before you do either of these things is of great... more

Insider Tips To Help You Save Money On Auto Insurance

Feb 17 2015 Auto insurance is a necessity, but that doesn’t mean it has to be an expensive necessity. There are plenty of simple ways to save money on auto insurance without sacrificing protection or peace of mind. Use the... more

Do I Need to Insure my Boat Year-Round?

Jan 22 2015 Boat insurance is a necessary protection for your summer recreation, but what about when the boating season is over? Does it make sense to keep your boat insured if it’s just going to sit there in storage? Surprisingly,... more

4 Surprising Perks Of Hiring An Independent Insurance Agency

Jan 15 2015 You have no plans to flood your basement, break your arm, or get in a car accident tomorrow—but unfortunately anyone could find herself in the midst of an unexpected emergency. You can’t control Mother Nature or those... more

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