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Is Flood Damage Covered by My Homeowners’ Insurance? What to Know

Oct 15 2018 Homeowners’ insurance protects you and your family from a variety of disasters. However, in most cases, your policy will not protect you from water damage. Homeowners’ insurance will usually cover damage from accidental... more

What Halloween Horrors Are Protected By Insurance

Oct 10 2016 Halloween is coming, and for many that means a fun and exciting night of costumes, parties, and treats. But with the treats also comes the tricks, which can sometimes spell trouble. The inherent nature of Halloween... more

How to Prep for San Pedro's Most Likely Natural Disasters

May 4 2016 Earthquakes, landslides, heat waves, and droughts are some of the most likely natural disasters that can occur in the San Pedro California area. Learn more about these risks and how to prepare your home and family.... more

Easy Ways to Lower Your California Electricity Bill

Mar 23 2016 We’ve all heard ways to save on electricity: always unplug your small appliances when they’re not in use, open windows whenever possible rather than run the AC, switch to more efficient fluorescent light bulbs, etc. But... more

4 Ways To Raise Your Home’s Value

Mar 16 2016 Whether you have recently purchased a home or are planning to sell your current home in the future, there are various things you can do to increase the value of your home. Thankfully, increasing your home’s worth doesn’... more

What to Do Before and After a House Fire

Sep 1 2015 Did you know that nearly 370,000 home fires occur every year in the United States? Unfortunately, California, along with Texas and Pennsylvania, leads the nation in fire-related deaths. Before By following these 3... more

How To Protect Your Home From Burglars

Aug 11 2015 Your home is a safe haven for you and your family. Find out how to protect it from burglars below. 1. Install A Security System Installing a security system gives you an extra layer of protection. It can help police... more

Important Earthquake Safety Tips

Jun 2 2015   There is nothing you can do to prevent an earthquake, but there are many things you can do to stay safe in the event of an earthquake in your area. Here’s what you need to know: Before An Earthquake If you live in... more

Buying A Second House? Here’s What You Need To Know

May 13 2015 Investing in a second home can help you transition into retirement, improve your investment portfolio, or make vacationing in your favorite spot easier. Here’s what you need to do before you invest in a second home:... more

Easy Homeowner Tax Deductions

Feb 25 2015 Recent improvements in the economy and housing market have enabled more people to purchase their own homes. Whether you’re a first time home-buyer or a long-time homeowner, there are several ways to save money on taxes... more

The Differences Between Renters and Homeowners Insurance

Feb 10 2015 Insurance is an important asset in our world. We insure our lives, our vehicles, even our plane tickets. But insuring our homes is one of the most important and necessary things we can do. Whether you are a renter... more

To Rent or To Buy, That Is The Question…

Nov 13 2014 Whether ‘tis nobler in the mind to suffer the maintenance and upkeep costs of homeownership, or pay a landlord a monthly rent that builds no equity—there’s no clear cut answer, and it depends on your individual... more

Flood Insurance: Do I Need It?

Feb 20 2014                                         Only about 20 percent of homeowners carry flood insurance, and the majority of those who do are required to because they live in a federally designated flood zone. So why do so... more

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