Jun 16, 2015
In today’s modern, highly litigious society, lawsuits are filed at the drop of a hat. In fact, more than 15 million civil lawsuits are filed each year. No matter your class status or how much money one may assume you have, facing a lawsuit and paying the fines, fees and other monetary demands can be burdensome to personal expenses.
As a responsible homeowner or automobile owner, you have adequate insurance that covers you financially in the event of an emergency. However, having extra coverage can provide a layer of financial protection and certainty that is otherwise unavailable.
This is where umbrella insurance comes in useful.
Umbrella insurance is a policy that initiates after the limit on your underlying liability coverage is reached. Umbrella insurance provides extra coverage for policies and instances like:
Umbrella policies offer extended insurance, typically $1 million to $2 million, beyond the typical auto and liability coverage.
Though the correct amount of umbrella insurance depends largely on where you live, what you do for a living, and your chance of risk, it is important to understand that certain limits must be met in order to purchase this coverage.
Protect you and your expenses against liability lawsuits and get an umbrella insurance policy today. Even if you don’t think you have $1 million to lose, an umbrella policy might still be a reliable option for you, simply because you can be sued for more than just what you have in your bank account.
At Insurance Center Associates, our qualified agents will work closely with you to develop an umbrella insurance policy that fits your wants and needs. We serve San Pedro and surrounding areas. Request a free quote and stop by for an informative visit today.
1622 S. Gaffey #104
San Pedro, CA 90731
C & S Insurance
3220 Sepulveda Blvd #202
Torrance, CA 90505