Understanding Health Care Reform


by Ben Ard Leadgenix on Oct 10, 2013

Since the health care reform bill was passed in March 2010, it has continued to remain a mystery to many how it will affect them personally. Even the name of the bill has remained ambiguous.

That is because it has two names: ObamaCare and the Affordable Care Act. These bills are the exact same thing, and can provide affordable health care coverage for those that were not able to previously afford it.

Already Covered

Those that are currently covered with health insurance by their employer have nothing to worry about. They will continue to be covered as it gives their company tax benefits, more prestige to work for their company, and healthy work atmosphere for their employees.

Not Covered

If you are not covered by health insurance currently, now is your chance to sign up and get it at a lower cost. Rather than going through a private company, you will go through the new plans offered by the federal government at a lower rate. You can pick a plan through the Health Insurance Marketplaces that are found at http://healthcare.gov. They can differ depending on your location, health care situation, and income.

Preexisting Condition

One big change from the Affordable Care Act is that if you have a preexisting condition, meaning a health problem that you already have at the time of application for insurance, you can no longer be denied that health coverage.

Universal Health Care

The United States is following in the footsteps of a long line of countries who have established universal health care plans such as, New Zealand, the United Kingdom, Sweden, Iceland, Norway, Denmark, Finland, Japan, Canada, Australia, Italy, Portugal, Greece, Spain, South Korea, Taiwan, Israel, Austria, Belgium, France, Germany, Luxembourg, the Netherlands, and Switzerland.

Despite the strong efforts to educate the American people about this new health care reform, many people remain ignorant. Evaluate your circumstances today and decide if you need health care coverage under the new Affordable Care Act today. 

Bookmark and Share







Your comment will not show up until it has been reviewed.

Bookmark and Share

« Back to all news

Get an instant health quote

It's fast, easy, and free. Go »

Refer a friend & earn a gift

If we write your friend's insurance, we'll send you two movie tickets.

Refer someone today

We represent fine companies like

Safeco Insurance, Member of Liberty Mutual Group

Visit our mobile site on your phone today and bookmark it for future use.

Not sure where to start? Browse our Information Center to learn all about your insurance options.

50% of our business comes from client referrals. Contact us today and we'll show you why that is.

Our locations:

Harbor Insurance
1622 S. Gaffey #104
San Pedro, CA 90731


C & S Insurance
3220 Sepulveda Blvd #202
Torrance, CA 90505