Who Needs Travel Insurance?


Jul 13, 2012

Travelling the world can be an exciting and romantic experience. There are places to see, people to meet, and things to do! Going on a trip can change your life and make for amazing memories you can look back on fondly.

Since you will have a lot of time and money and effort riding on your travels, you will probably want to get travel insurance. Travel insurance is there to protect you and your possessions alike while you are off having your adventures. It is a way to be safe and to be financially protected against the unknown.

Here are some of the things that will be covered by a basic policy:

1-      Lost or stolen luggage. This is a common problem for anyone with experience travelling.

2-      Damage or destruction of effects. Likewise, a familiar issue for those who have traveled before. Sometimes, the things you bring do not make it back.

3-      Trip Cancellation. Sometimes trips have to be cancelled at a moment’s notice. Without coverage, this can be a pricey cancellation indeed.

4-      Personal Liability. In case you break something or get hurt.

5-      Funeral expenses. Dying overseas can be expensive- it is better to be covered.

If you are planning on going on an impromptu trip or are going on a once in a lifetime adventure (such as a honeymoon), consider getting single trip insurance. This is a more affordable option in many ways than a yearly premium and will be able to cover one expedition. It is also important to note that you can add on to these policies to cover specific items or events.

When it all comes down to it, getting travel insurance is an investment that is very much worth it all in nature. You can’t fully predict what will happen on your trip, but you can be ready for it!

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