Identity Theft Protection
from Insurance Center Associates
Get a Identity Theft Insurance
Identity theft insurance may be available as part of your home insurance policy. Don’t think you need identity theft protection? Consider this:
Each year Americans spend 300 million hours and incur $5 billion in personal expenses cleaning up problems caused by identity theft.
Identity theft is a major problem that has cost millions of people significant time and money. That’s why having identity theft protection is a must. For a small fee, an endorsement can be added to your homeowner insurance policy that will help alleviate your stress and liability should you become a victim.
To better understand the potential impact identity theft could have on you and to learn more about identity theft protection, call us to discuss your options in more detail.
Why you need to move fast
Anyone struck by identity theft has to make identity and credit recovery a top priority for the following reasons:
- Credit ratings can be ruined
- Victims cannot take out loans or make purchases
- Victims may be pursued by collection agencies, have their credit cards and checks rejected, or lose a job opportunity
- Thieves may use personal information to commit other crimes and arrest warrants may be issued in the victim’s name
- Liens can be applied against the victim’s assets
Correcting your credit history is not easy
It is not easy for individuals to correct their credit history and identity records because:
- Creditors and financial institutions are focused on collections and may be unsympathetic to victims’ troubles
- Victims are unfamiliar with the correct process and procedures
- Victims do not know who to contact or call
- Victims may not be able to prove to the satisfaction of creditors and others that their identity or personal information was stolen
The cost of identity theft
Identity theft can be expensive and time-consuming for the victim, particularly in cases where the thief has opened new accounts or created a fictitious identity. In these cases, the cost to a victim to correct the problem averages:
- 60 hours of personal time
- $1,200 in out-of-pocket expenses
Be sure to let us know that you’re interested in identity theft protection when you’re discussing your coverage options with us or requesting a quote.
Our offices are conveniently located at:
1622 S. Gaffey #104
San Pedro, CA 90731
310-832-5311
3220 Sepulveda Blvd #202
Torrance, CA 90505
310-517-8255
